10x HP 12c Financial Calculator. A time-tested performer, the HP 12c features an easy-to-use layout, one-line LCD display, and efficient RPN data entry. It easily calculates loan payments, interest rates, conversions, standard deviation, percent, TVM, NPV, IRR, cash flows, bonds, and more. With over 120 built-in functions, it’s ideal for real estate, finance, accounting, economics, and business applications. Approved for use on CFP, CFA, and GARP FRM certification exams. Includes a clear, easy-to-read label layout. Features: best used for real estate, banking, finance, business studies, and accounting; over 120 built-in financial functions including TVM, NPV, IRR, cash flows, amortization, and depreciation; 20 memory registers; powered by one CR2032 battery; 1-line by 10-character LCD display. Includes calculator, batteries, and pouch. This kit from Teds Electronics includes 10x HP 12c Financial Calculators. UPC: 088698000120. MPN: HP12C#INT-10X.